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Preview. The API is shared with design partners and may change before launch. Register interest for sandbox access.

Compliance

Phew is pre-launch. This page lists what we have in place today and what’s in progress or planned before and after general availability. We’ll keep it up to date as items move.

In place means implemented and running. In progress means work has started. Planned means committed on our roadmap.

Control Status
TLS 1.2+ on every endpoint, HSTS In place
Encryption at rest for databases and file storage In place
Secrets in managed storage, never in source control In place
Bot protection and rate limiting on public forms In place
One-time links stored as hashes, single use, short expiry In place
Strict schema validation on every API input In place
Structured logging with request IDs In place
Automated lint, type checks, tests and migration checks before every deploy In place
OAuth 2.0 with private_key_jwt and mTLS, RFC 9421 signing In progress
EU data residency for all persistent data In progress
Tamper-evident audit log of security-relevant actions Planned
Independent penetration test, with summary shared with partners Planned Before GA
Framework Status Notes
GDPR In place DPA available; see Data protection
SOC 2 Type II Planned Controls designed to the Trust Services Criteria; audit to follow GA
ISO/IEC 27001 Planned Information security management system to follow SOC 2
PCI DSS Not applicable Phew never stores, processes or transmits cardholder data

Insurance distribution. Cover is underwritten by a licensed Nordic insurer. Phew distributes it as an intermediary, and partners that show the offer take part in that distribution. We provide the product documents and the customer journey requirements in Your responsibilities.

DORA. Financial entities in the EU and EEA must manage the risk of their ICT third-party providers under the Digital Operational Resilience Act. Planned We will support DORA-required contractual terms for partners that are financial entities, including audit and access rights, incident notification, exit support and subcontracting transparency.

Outsourcing. Where your regulator treats Phew as an outsourcing arrangement, we’ll work with your compliance team on the information they need.

Partners can request our security questionnaire answers, architecture overview, DPA and sub-processor list from security@getphew.com.